Simple Banking for the customer

BankSimple, a start-up created by a group of 'technologists, former banking consultants and user experience people' is planning to launch in the US in the first half of 2010. According to its website, customers will have a single account for checking, savings and credit, all from one card. It also claims to offer a 'better choice', and will not impose overdraft, transfer, minimum balance or monthly fees on customers.